| Current Rates |
| Todays Prime: | 2.25 | |
| Term | Broker | Bank |
| 6 Month: | 4.60 | 4.65 |
| 1 Year: | 2.44 | 4.35 |
| 2 Year: | 2.85 | 3.95 |
| 3 Year: | 3.29 | 4.30 |
| 4 Year: | 3.64 | 5.04 |
| 5 Year: | 3.69 | 5.39 |
| 6 Year: | 4.69 | 6.10 |
| 7 Year: | 4.95 | 6.60 |
| 10 Year: | 5.20 | 6.95 |
| 15 Year: | 9.25 | N/A |
| 18 Year: | 9.25 | N/A |
| 25 Year: | 9.35 | N/A |
| No Down: | 5.39 | N/A |
| Variable 1: | 1.85 | N/A |
| Variable 2: | N/A | N/A |
| Local: | 1 - 403 - 313 - 0606 |
| Toll Free: | 1 - 877 - 699 - 0719 |
| Updated: | Mar 02, 2010 |
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Western Canada Mortgage Services
Please choose from the list below, or simply scroll down the page to learn about the various mortgage services we provide.
- Pre-Approved Mortgages
- First Time Home Buyers
- Debt Consolidation
- Mortgage Renewals and Transfers
- New to Canada Mortgages
- Variable Rate Mortgages
- Buying A New Home
- 100% Financing
- Home Equity Mortgages
- Second Mortgages
- Refinancing Your Mortgage
- Equity Take Out Mortgages
- Mortgages for the Self Employed
- Establish Credit with a Home Trust Secured Visa Card
- Commercial Mortgages
Should you have any questions, don't hesitate to call, toll-free: 1-877-699-0719
Pre-Approved Mortgages
A pre approved mortgage allows you to know how much of a mortgage you qualify for and how much of a house you can afford. When you pre-qualify for a mortgage, you get a guaranteed rate for 120 days. If interest rates rise, you have a locked in rate. If interest rates drop...
Click to Read More | Apply Now!
First Time Home Buyers
Buying your first home can be both exiting and stressful. Let me take the stress away. Having a mortgage broker work on your behalf ensures that the transaction will run smooth. As a mortgage broker, I will match you up with the lender that best suits your needs. With as little as 5% down payment, you will be getting the best rate available. With No Fees being charged to you for the service, what do you have to lose!
Click to Read More | Apply Now!
Debt Consolidation
If you have equity in your home, you may want to take advantage of the low mortgage interest rates to consolidate your bills with your mortgage payment. You would have only 1 easy payment per month which would be less than your existing mortgage combined with your credit card debt...
Click to Read More | Apply Now!
Mortgage Renewals and Transfers
Interest rates have not been this low for many years. We can hold an interest rate for up to 180 days prior to your renewal. If interest rates go down, you get the lower rate...
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New to Canada Mortgages
This mortgage makes it possible for individuals relocating to Canada to purchase a home sooner, with as little as 5% down payment...
Click to Read More | Apply Now!
Variable Rate Mortgages
A Variable Rate Mortgage is a mortgage that is based on the prime lending rate. This type of mortgage can also be referred to as a floating rate mortgage or an ARM -adjustable rate mortgage. There are many different Variable rate mortgages to choose from...
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Buying a New Home
To achieve the best interest rates, you will need to put a 5% down payment, OR have a credit score of 680+ to qualify for a no down payment mortgage with an A lender. If your beacon score is 650+, you can get best interest rates with only 3% down payment...
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100% Financing - the No Money Down Mortgage
100% Financing - the No Money Down Mortgage You could own your own home for what you pay in rent ! If your credit is good and you have been in the same line of work for 2 or more years, you may qualify for the No Money Down Mortgage. This mortgage allows you to finance 100% of the...
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Home Equity Mortgages
A Home Equity Mortgage is a mortgage based on the equity of your home and not the people purchasing or refinancing the home. This is a great mortgage for someone who may have no credit...
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Second Mortgages
Sometime a second mortgage is a good option. A second mortgage enables you to have that extra cash that you may need and does not interfere with your first mortgage...
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Refinancing Your Mortgage
You may have a mortgage with a higher interest rate. Your mortgage specialist at Western Canada Mortgage will be able to run an amortization schedule to see if you would benefit from refinancing. Your current lender will charge you a penalty to get out of your existing mortgage before the term has ended. Don't let this scare you...
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Equity Take Out Mortgage
To achieve the best interest rates on an Equity Take Out Mortgage, you will want to leave a minimum of 10% equity in your home. This is a great mortgage for someone who may have purchased a home at a lower purchase price than what the home is worth in today's real estate market...
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Mortgages for the Self Employed - The No Income Qualifier
This mortgage applies to all business owners, commission sales people, contractors and consultants...
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Establish Credit with a Home Trust Secured Visa Card
If you would like to establish or re establish your credit, a secured Visa card may be right for you. The Visa company will require a security deposit, which earns interest. You then are given a limit equivalent to that of the deposit...
Click to Read More | Apply Now!
Commercial Mortgages
Should you need funds for expanding, restructuring, acquisitions, refinancing, or simply need more working capital - then a mortgage broker should be working on your behalf...
Click to Read More | Apply Now!
Apply online today!
Whether you want a Pre-Approval, Mortgage renewal, 100% Financing, or Re-Financing. Western Canada Mortgage is here to assist you.