Establish Credit with a Home Trust Secured Visa Card

If you would like to establish or re establish your credit, a secured Visa card may be right for you. The Visa company will require a security deposit, which earns interest. You then are given a limit equivalent to that of the deposit. A bill will be sent to you each month when you have made purchases. It does not matter if you pay the minimum payment or the entire bill but to establish good credit, you need to pay the bill on time!

After the Visa company reviews your file, (generally 1-2 years), and are satisfied with the way your account has been handled, they will send you back your deposit, with interest!

To APPLY for a VISA CARD click here and a Visa application will be sent to you.